Credit Card & Personal Finance Statistics in 12054
Credit Card Debt in 12054
- 12054 Credit Card Debt
-
- The estimated average credit card debt for 12054 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 12054
12054 Credit Scores
- Credit Scores in 12054
-
- Residents of 12054 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 12054 (Delmar, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12054 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12054 [4]
-
- 12054 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 12054 (Delmar, NY)
Recent credit card complaints originating from consumers in 12054, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 12054
| Complaint Issue |
Number of Complaints* |
| Problem with a company's investigation into an existing problem |
3 |
| Closing your account |
1 |
| Dealing with your lender or servicer |
1 |
| False statements or representation |
1 |
| Fraud or scam |
1 |
| Other |
9 |
* Total 2021 - 2024 (current)
Additional information about New York
About 12054
12054 is associated with the city of Delmar, which is located in Albany County in the state of New York. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
