Credit Card & Personal Finance Statistics in 12204
Credit Card Debt in 12204
- 12204 Credit Card Debt
-
- The estimated average credit card debt for 12204 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 12204
12204 Credit Scores
- Credit Scores in 12204
-
- Residents of 12204 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 12204 (Albany, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12204 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12204 [4]
-
- 12204 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 12204 (Albany, NY)
Recent credit card complaints originating from consumers in 12204, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 12204
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
38 |
| Incorrect information on your report |
18 |
| Problem with a company's investigation into an existing problem |
3 |
| Closing an account |
2 |
| Took or threatened to take negative or legal action |
2 |
| Other |
6 |
* Total 2021 - 2024 (current)
Additional information about New York
About 12204
12204 is associated with the city of Albany, which is located in Albany County in the state of New York. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
