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Comprehensive Local Credit Card Guide

Credit Cards in 12496 (Windham, NY)

Credit Card Debt in 12496

^ Average credit card debt in 12496 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12496

^ Based on overall New York data, the credit card delinquency rate in Windham is approximately 0.59%. [2]

Credit Scores in 12496

^ The average credit score in Windham is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12496

Credit Card Debt in 12496


  • 12496 Credit Card Debt
    • The estimated average credit card debt for 12496 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12496


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12496 Credit Scores


  • Credit Scores in 12496
    • Residents of 12496 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12496 (Windham, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12496 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12496 [4]
    • 12496 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 12496 (Windham, NY)

Recent credit card complaints originating from consumers in 12496, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 12496

Complaint Issue Number of Complaints*
Other transaction problem 1
* Total 2021 - 2024 (current)

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Additional information about New York

About 12496

12496 is associated with the city of Windham, which is located in Greene County in the state of New York. [6]

NY Credit Cards

12496 Credit Cards

For more information about 12496 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 12496

6. ^ United States Census Bureau