Credit Card & Personal Finance Statistics in 12518
Credit Card Debt in 12518
- 12518 Credit Card Debt
-
- The estimated average credit card debt for 12518 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 12518
12518 Credit Scores
- Credit Scores in 12518
-
- Residents of 12518 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 12518 (Cornwall, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12518 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12518 [4]
-
- 12518 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 12518 (Cornwall, NY)
Recent credit card complaints originating from consumers in 12518, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 12518
| Complaint Issue |
Number of Complaints* |
| Credit monitoring or identity theft protection services |
11 |
| Improper use of your report |
6 |
| Managing an account |
5 |
| Incorrect information on your report |
4 |
| Problem with a company's investigation into an existing problem |
3 |
| Other |
4 |
* Total 2021 - 2024 (current)
Additional information about New York
About 12518
12518 is associated with the city of Cornwall, which is located in Orange County in the state of New York. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
