Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 12824 (Diamond Point, NY)

Credit Card Debt in 12824

^ Average credit card debt in 12824 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12824

^ Based on overall New York data, the credit card delinquency rate in Diamond Point is approximately 0.59%. [2]

Credit Scores in 12824

^ The average credit score in Diamond Point is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12824

Credit Card Debt in 12824


  • 12824 Credit Card Debt
    • The estimated average credit card debt for 12824 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12824


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


12824 Credit Scores


  • Credit Scores in 12824
    • Residents of 12824 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12824 (Diamond Point, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12824 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12824 [4]
    • 12824 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 12824 (Diamond Point, NY)

Recent credit card complaints originating from consumers in 12824, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 12824

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about New York

About 12824

12824 is associated with the city of Diamond Point, which is located in Warren County in the state of New York. [6]

NY Credit Cards

12824 Credit Cards

For more information about 12824 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New York


Go

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 12824

6. ^ United States Census Bureau