Credit Card & Personal Finance Statistics in 12864
Credit Card Debt in 12864
- 12864 Credit Card Debt
-
- The estimated average credit card debt for 12864 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 12864
12864 Credit Scores
- Credit Scores in 12864
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- Residents of 12864 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 12864 (Sabael, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12864 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12864 [4]
-
- 12864 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 12864 (Sabael, NY)
Recent credit card complaints originating from consumers in 12864, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 12864
Complaint Issue |
Number of Complaints* |
* Total 2021 - 2024 (current)
Additional information about New York
About 12864
12864 is associated with the city of Sabael, which is located in Hamilton County in the state of New York. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax