Credit Card & Personal Finance Statistics in 13324
Credit Card Debt in 13324
- 13324 Credit Card Debt
-
- The estimated average credit card debt for 13324 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 13324
13324 Credit Scores
- Credit Scores in 13324
-
- Residents of 13324 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 13324 (Cold Brook, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 13324 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 13324 [4]
-
- 13324 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 13324 (Cold Brook, NY)
Recent credit card complaints originating from consumers in 13324, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 13324
| Complaint Issue |
Number of Complaints* |
| Attempts to collect debt not owed |
1 |
| Incorrect information on your report |
1 |
| Managing the loan or lease |
1 |
| Problem caused by your funds being low |
1 |
* Total 2021 - 2024 (current)
Additional information about New York
About 13324
13324 is associated with the city of Cold Brook, which is located in Herkimer County in the state of New York. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
