Comprehensive Local Credit Card Guide

Credit Cards in 13440 (Rome, NY)

Credit Card Debt in 13440

^ Average credit card debt in 13440 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 13440

^ Based on overall New York data, the credit card delinquency rate in Rome is approximately 0.59%. ^[2]

Credit Scores in 13440

^ The average credit score in Rome is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 13440

Credit Card Debt in 13440

13440 Credit Card Debt
- The estimated average credit card debt for 13440 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 13440

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13440 Credit Scores

Credit Scores in 13440
- Residents of 13440 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 13440 (Rome, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 13440 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 13440 ^[4]
- 13440 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 13440 (Rome, NY)

Recent credit card complaints originating from consumers in 13440, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 13440

Complaint Issue	Number of Complaints*
Incorrect information on your report	69
Problem with a company's investigation into an existing problem	26
Improper use of your report	23
Written notification about debt	16
Problem with a credit reporting company's investigation	9
Other	61

* Total 2021 - 2024 (current)

Additional information about New York

About 13440

13440 is associated with the city of Rome, which is located in Oneida County in the state of New York. ^[6]

13440 Credit Cards

For more information about 13440 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 13440

6. ^ United States Census Bureau