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Comprehensive Local Credit Card Guide

Credit Cards in 13856 (Walton, NY)

Credit Card Debt in 13856

^ Average credit card debt in 13856 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 13856

^ Based on overall New York data, the credit card delinquency rate in Walton is approximately 0.59%. [2]

Credit Scores in 13856

^ The average credit score in Walton is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 13856

Credit Card Debt in 13856


  • 13856 Credit Card Debt
    • The estimated average credit card debt for 13856 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 13856


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13856 Credit Scores


  • Credit Scores in 13856
    • Residents of 13856 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 13856 (Walton, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 13856 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 13856 [4]
    • 13856 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 13856 (Walton, NY)

Recent credit card complaints originating from consumers in 13856, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 13856

Complaint Issue Number of Complaints*
Improper use of your report 9
Incorrect information on your report 3
Getting a credit card 1
Problem with fraud alerts or security freezes 1
* Total 2021 - 2024 (current)

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Additional information about New York

About 13856

13856 is associated with the city of Walton, which is located in Delaware County in the state of New York. [6]

NY Credit Cards

13856 Credit Cards

For more information about 13856 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 13856

6. ^ United States Census Bureau