Credit Card & Personal Finance Statistics in 14059
Credit Card Debt in 14059
- 14059 Credit Card Debt
-
- The estimated average credit card debt for 14059 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 14059
14059 Credit Scores
- Credit Scores in 14059
-
- Residents of 14059 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 14059 (Elma, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 14059 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 14059 [4]
-
- 14059 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 14059 (Elma, NY)
Recent credit card complaints originating from consumers in 14059, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 14059
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
4 |
| Improper use of your report |
2 |
| Problem when making payments |
2 |
| Applying for a mortgage or refinancing an existing mortgage |
1 |
| Closing an account |
1 |
| Other |
1 |
* Total 2021 - 2024 (current)
Additional information about New York
About 14059
14059 is associated with the city of Elma, which is located in Erie County in the state of New York. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
