Credit Card & Personal Finance Statistics in 14620
Credit Card Debt in 14620
- 14620 Credit Card Debt
-
- The estimated average credit card debt for 14620 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 14620
14620 Credit Scores
- Credit Scores in 14620
-
- Residents of 14620 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 14620 (Rochester, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 14620 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 14620 [4]
-
- 14620 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 14620 (Rochester, NY)
Recent credit card complaints originating from consumers in 14620, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 14620
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
64 |
| Improper use of your report |
44 |
| Problem with a credit reporting company's investigation |
20 |
| Attempts to collect debt not owed |
15 |
| Dealing with your lender or servicer |
11 |
| Other |
65 |
* Total 2021 - 2024 (current)
Additional information about New York
About 14620
14620 is associated with the city of Rochester, which is located in Monroe County in the state of New York. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
