Comprehensive Local Credit Card Guide

Credit Cards in 14803 (Alfred Station, NY)

Credit Card Debt in 14803

^ Average credit card debt in 14803 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 14803

^ Based on overall New York data, the credit card delinquency rate in Alfred Station is approximately 0.59%. ^[2]

Credit Scores in 14803

^ The average credit score in Alfred Station is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 14803

Credit Card Debt in 14803

14803 Credit Card Debt
- The estimated average credit card debt for 14803 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 14803

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14803 Credit Scores

Credit Scores in 14803
- Residents of 14803 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 14803 (Alfred Station, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 14803 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 14803 ^[4]
- 14803 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 14803 (Alfred Station, NY)

Recent credit card complaints originating from consumers in 14803, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 14803

Complaint Issue	Number of Complaints*
Improper use of your report	2

* Total 2021 - 2024 (current)

Additional information about New York

About 14803

14803 is associated with the city of Alfred Station, which is located in Allegany County in the state of New York. ^[6]

14803 Credit Cards

For more information about 14803 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14803

6. ^ United States Census Bureau