Credit Card & Personal Finance Statistics in 27516
Credit Card Debt in 27516
- 27516 Credit Card Debt
-
- The estimated average credit card debt for 27516 residents is $5,548. [1]
- Average credit card debt amount in North Carolina (all cities) is
12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 27516
27516 Credit Scores
- Credit Scores in 27516
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- Residents of 27516 (NC) have an estimated average credit score of 685. [3]
- The average credit score in North Carolina (all cities) is
1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]
More 27516 (Chapel Hill, NC) Credit Stats
- Credit card delinquency rates in North Carolina [2]
-
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 27516 who are more than 90 days late on payments
-
- North Carolina Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 27516 [4]
-
- 27516 (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 27516 (Chapel Hill, NC)
Recent credit card complaints originating from consumers in 27516, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 27516
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
151 |
| Improper use of your report |
43 |
| Attempts to collect debt not owed |
15 |
| Problem with a company's investigation into an existing problem |
15 |
| Managing an account |
14 |
| Other |
66 |
* Total 2021 - 2024 (current)
Additional information about North Carolina
About 27516
27516 is associated with the city of Chapel Hill, which is located in Orange County in the state of North Carolina. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in North Carolina
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
