Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 27636 (Raleigh, NC)

Credit Card Debt in 27636

^ Average credit card debt in 27636 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 27636

^ Based on overall North Carolina data, the credit card delinquency rate in Raleigh is approximately 0.66%. [2]

Credit Scores in 27636

^ The average credit score in Raleigh is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 27636

Credit Card Debt in 27636


  • 27636 Credit Card Debt
    • The estimated average credit card debt for 27636 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 27636


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


27636 Credit Scores


  • Credit Scores in 27636
    • Residents of 27636 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 27636 (Raleigh, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 27636 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 27636 [4]
    • 27636 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about North Carolina

About 27636

27636 is associated with the city of Raleigh, which is located in Wake County in the state of North Carolina. [6]

NC Credit Cards

27636 Credit Cards

For more information about 27636 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in North Carolina


Go

Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau