Credit Card & Personal Finance Statistics in 28054
Credit Card Debt in 28054
- 28054 Credit Card Debt
-
- The estimated average credit card debt for 28054 residents is $5,548. [1]
- Average credit card debt amount in North Carolina (all cities) is
12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 28054
28054 Credit Scores
- Credit Scores in 28054
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- Residents of 28054 (NC) have an estimated average credit score of 685. [3]
- The average credit score in North Carolina (all cities) is
1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]
More 28054 (Gastonia, NC) Credit Stats
- Credit card delinquency rates in North Carolina [2]
-
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 28054 who are more than 90 days late on payments
-
- North Carolina Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 28054 [4]
-
- 28054 (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 28054 (Gastonia, NC)
Recent credit card complaints originating from consumers in 28054, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 28054
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
352 |
| Improper use of your report |
258 |
| Problem with a credit reporting company's investigation |
73 |
| Problem with a company's investigation into an existing problem |
65 |
| Written notification about debt |
39 |
| Other |
117 |
* Total 2021 - 2024 (current)
Additional information about North Carolina
About 28054
28054 is associated with the city of Gastonia, which is located in Gaston County in the state of North Carolina. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in North Carolina
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
