Credit Card & Personal Finance Statistics in 28765
Credit Card Debt in 28765
- 28765 Credit Card Debt
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- The estimated average credit card debt for 28765 residents is $5,548. [1]
- Average credit card debt amount in North Carolina (all cities) is
12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 28765
28765 Credit Scores
- Credit Scores in 28765
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- Residents of 28765 (NC) have an estimated average credit score of 685. [3]
- The average credit score in North Carolina (all cities) is
1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]
More 28765 (Penland, NC) Credit Stats
- Credit card delinquency rates in North Carolina [2]
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- North Carolina residents (all cities) rank 13th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 28765 who are more than 90 days late on payments
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- North Carolina Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 28765 [4]
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- 28765 (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years
Additional information about North Carolina
About 28765
28765 is associated with the city of Penland, which is located in Mitchell County in the state of North Carolina. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in North Carolina
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ North Carolina State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
