Comprehensive Local Credit Card Guide

Credit Cards in 97227 (Portland, OR)

Credit Card Debt in 97227

^ Average credit card debt in 97227 is approximately $4,773, based on overall Oregon data. ^[1]

Credit Card Delinquency in 97227

^ Based on overall Oregon data, the credit card delinquency rate in Portland is approximately 0.45%. ^[2]

Credit Scores in 97227

^ The average credit score in Portland is approximately 709, based on collective Oregon data. ^[3]

Credit Card & Personal Finance Statistics in 97227

Credit Card Debt in 97227

97227 Credit Card Debt
- The estimated average credit card debt for 97227 residents is $4,773. ^[1]
- Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
- Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 97227

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97227 Credit Scores

Credit Scores in 97227
- Residents of 97227 (OR) have an estimated average credit score of 709. ^[3]
- The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
- Oregon collectively ranks 18th in the U.S. in average credit score of residents. ^[3]

More 97227 (Portland, OR) Credit Stats

Credit card delinquency rates in Oregon ^[2]
- Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.

Cardholders in 97227 who are more than 90 days late on payments
- Oregon Rate: 0.45%
- National Average: 0.57%

Statute of limitations for credit card debt in 97227 ^[4]
- 97227 (Oregon) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 97227 (Portland, OR)

Recent credit card complaints originating from consumers in 97227, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 97227

Complaint Issue	Number of Complaints*
Problem with a credit reporting company's investigation	22
Problem with a company's investigation into an existing problem	21
Attempts to collect debt not owed	4
Improper use of your report	1
Incorrect information on your report	1
Other	3

* Total 2021 - 2024 (current)

Additional information about Oregon

About 97227

97227 is associated with the city of Portland, which is located in Multnomah County in the state of Oregon. ^[6]

97227 Credit Cards

For more information about 97227 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Oregon

Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer financial complaints in 97227

6. ^ United States Census Bureau