Credit Card & Personal Finance Statistics in 97538
Credit Card Debt in 97538
- 97538 Credit Card Debt
-
- The estimated average credit card debt for 97538 residents is $4,773. [1]
- Average credit card debt amount in Oregon (all cities) is
4% less than the national average of $4,965.
- Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 97538
97538 Credit Scores
- Credit Scores in 97538
-
- Residents of 97538 (OR) have an estimated average credit score of 709. [3]
- The average credit score in Oregon (all cities) is
1.87% greater than the national average score of 696.
- Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]
More 97538 (Selma, OR) Credit Stats
- Credit card delinquency rates in Oregon [2]
-
- Oregon residents (all cities) rank 39th in the U.S. with a rate that
is 21% less than the national average of 0.57%.
- Cardholders in 97538 who are more than 90 days late on payments
-
- Oregon Rate: 0.45%
- National Average: 0.57%
- Statute of limitations for credit card debt in 97538 [4]
-
- 97538 (Oregon) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 97538 (Selma, OR)
Recent credit card complaints originating from consumers in 97538, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 97538
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
1 |
Managing an account |
1 |
Problem with a lender or other company charging your account |
1 |
* Total 2021 - 2024 (current)
Additional information about Oregon
About 97538
97538 is associated with the city of Selma, which is located in Josephine County in the state of Oregon. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in Oregon
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax