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Comprehensive Local Credit Card Guide

Credit Cards in 05447 (East Berkshire, VT)

Credit Card Debt in 05447

^ Average credit card debt in 05447 is approximately $4,693, based on overall Vermont data. [1]

Credit Card Delinquency in 05447

^ Based on overall Vermont data, the credit card delinquency rate in East Berkshire is approximately 0.45%. [2]

Credit Scores in 05447

^ The average credit score in East Berkshire is approximately 721, based on collective Vermont data. [3]

VT Credit Cards

Credit Card & Personal Finance Statistics in 05447

Credit Card Debt in 05447


  • 05447 Credit Card Debt
    • The estimated average credit card debt for 05447 residents is $4,693. [1]
    • Average credit card debt amount in Vermont (all cities) is 5% less than the national average of $4,965.
    • Collectively, Vermont cities rank 34th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 05447


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05447 Credit Scores


  • Credit Scores in 05447
    • Residents of 05447 (VT) have an estimated average credit score of 721. [3]
    • The average credit score in Vermont (all cities) is 3.59% greater than the national average score of 696.
    • Vermont collectively ranks 2nd in the U.S. in average credit score of residents. [3]

More 05447 (East Berkshire, VT) Credit Stats

  • Credit card delinquency rates in Vermont [2]
    • Vermont residents (all cities) rank 40th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 05447 who are more than 90 days late on payments
    • Vermont Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 05447 [4]
    • 05447 (Vermont) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 05447 (East Berkshire, VT)

Recent credit card complaints originating from consumers in 05447, VT. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 05447

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Vermont

About 05447

05447 is associated with the city of East Berkshire, which is located in Franklin County in the state of Vermont. [6]

VT Credit Cards

05447 Credit Cards

For more information about 05447 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Vermont


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Cities in VT

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Vermont State Legislature

5. ^ Consumer financial complaints in 05447

6. ^ United States Census Bureau