Credit Card & Personal Finance Statistics in 22902
Credit Card Debt in 22902
- 22902 Credit Card Debt
-
- The estimated average credit card debt for 22902 residents is $5,329. [1]
- Average credit card debt amount in Virginia (all cities) is
7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 22902
22902 Credit Scores
- Credit Scores in 22902
-
- Residents of 22902 (VA) have an estimated average credit score of 701. [3]
- The average credit score in Virginia (all cities) is
0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]
More 22902 (Charlottesville, VA) Credit Stats
- Credit card delinquency rates in Virginia [2]
-
- Virginia residents (all cities) rank 32nd in the U.S. with a rate that
is 7% less than the national average of 0.57%.
- Cardholders in 22902 who are more than 90 days late on payments
-
- Virginia Rate: 0.53%
- National Average: 0.57%
- Statute of limitations for credit card debt in 22902 [4]
-
- 22902 (Virginia) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 22902 (Charlottesville, VA)
Recent credit card complaints originating from consumers in 22902, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 22902
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
26 |
| Improper use of your report |
25 |
| Getting a loan or lease |
19 |
| Problem with a credit reporting company's investigation |
12 |
| Managing an account |
8 |
| Other |
50 |
* Total 2021 - 2024 (current)
Additional information about Virginia
About 22902
22902 is associated with the city of Charlottesville, which is located in Charlottesville (city) County in the state of Virginia. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in Virginia
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
