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Comprehensive Local Credit Card Guide

Credit Cards in 98531 (Centralia, WA)

Credit Card Debt in 98531

^ Average credit card debt in 98531 is approximately $5,269, based on overall Washington data. [1]

Credit Card Delinquency in 98531

^ Based on overall Washington data, the credit card delinquency rate in Centralia is approximately 0.4%. [2]

Credit Scores in 98531

^ The average credit score in Centralia is approximately 713, based on collective Washington data. [3]

WA Credit Cards

Credit Card & Personal Finance Statistics in 98531

Credit Card Debt in 98531


  • 98531 Credit Card Debt
    • The estimated average credit card debt for 98531 residents is $5,269. [1]
    • Average credit card debt amount in Washington (all cities) is 6% greater than the national average of $4,965.
    • Collectively, Washington cities rank 12th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 98531


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98531 Credit Scores


  • Credit Scores in 98531
    • Residents of 98531 (WA) have an estimated average credit score of 713. [3]
    • The average credit score in Washington (all cities) is 2.44% greater than the national average score of 696.
    • Washington collectively ranks 14th in the U.S. in average credit score of residents. [3]

More 98531 (Centralia, WA) Credit Stats

  • Credit card delinquency rates in Washington [2]
    • Washington residents (all cities) rank 45th in the U.S. with a rate that is 30% less than the national average of 0.57%.
  • Cardholders in 98531 who are more than 90 days late on payments
    • Washington Rate: 0.4%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 98531 [4]
    • 98531 (Washington) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 98531 (Centralia, WA)

Recent credit card complaints originating from consumers in 98531, WA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 98531

Complaint Issue Number of Complaints*
Improper use of your report 12
Incorrect information on your report 10
Written notification about debt 6
Attempts to collect debt not owed 3
Getting a credit card 2
Other 10
* Total 2021 - 2024 (current)

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Additional information about Washington

About 98531

98531 is associated with the city of Centralia, which is located in Lewis County in the state of Washington. [6]

WA Credit Cards

98531 Credit Cards

For more information about 98531 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Washington


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Cities in WA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Washington State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau