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Comprehensive Local Credit Card Guide

Credit Cards in 99256 (Spokane, WA)

Credit Card Debt in 99256

^ Average credit card debt in 99256 is approximately $5,269, based on overall Washington data. [1]

Credit Card Delinquency in 99256

^ Based on overall Washington data, the credit card delinquency rate in Spokane is approximately 0.4%. [2]

Credit Scores in 99256

^ The average credit score in Spokane is approximately 713, based on collective Washington data. [3]

WA Credit Cards

Credit Card & Personal Finance Statistics in 99256

Credit Card Debt in 99256


  • 99256 Credit Card Debt
    • The estimated average credit card debt for 99256 residents is $5,269. [1]
    • Average credit card debt amount in Washington (all cities) is 6% greater than the national average of $4,965.
    • Collectively, Washington cities rank 12th in the U.S. in average credit card debt. [1]

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99256 Credit Scores


  • Credit Scores in 99256
    • Residents of 99256 (WA) have an estimated average credit score of 713. [3]
    • The average credit score in Washington (all cities) is 2.44% greater than the national average score of 696.
    • Washington collectively ranks 14th in the U.S. in average credit score of residents. [3]

More 99256 (Spokane, WA) Credit Stats

  • Credit card delinquency rates in Washington [2]
    • Washington residents (all cities) rank 45th in the U.S. with a rate that is 30% less than the national average of 0.57%.
  • Cardholders in 99256 who are more than 90 days late on payments
    • Washington Rate: 0.4%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 99256 [4]
    • 99256 (Washington) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 99256 (Spokane, WA)

Recent credit card complaints originating from consumers in 99256, WA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 99256

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Washington

About 99256

99256 is associated with the city of Spokane, which is located in Spokane County in the state of Washington. [6]

WA Credit Cards

99256 Credit Cards

For more information about 99256 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Washington


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Cities in WA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Washington State Legislature

5. ^ Consumer financial complaints in 99256

6. ^ United States Census Bureau