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Comprehensive Local Credit Card Guide

Credit Cards in 36540 (Gainestown, AL)

Credit Card Debt in 36540

^ Average credit card debt in 36540 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36540

^ Based on overall Alabama data, the credit card delinquency rate in Gainestown is approximately 0.77%. [2]

Credit Scores in 36540

^ The average credit score in Gainestown is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36540

Credit Card Debt in 36540


  • 36540 Credit Card Debt
    • The estimated average credit card debt for 36540 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36540


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36540 Credit Scores


  • Credit Scores in 36540
    • Residents of 36540 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36540 (Gainestown, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36540 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36540 [4]
    • 36540 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About 36540

36540 is associated with the city of Gainestown, which is located in Clarke County in the state of Alabama. [6]

AL Credit Cards

36540 Credit Cards

For more information about 36540 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau