Comprehensive Local Credit Card Guide

Credit Cards in 99603 (Homer, AK)

Credit Card Debt in 99603

^ Average credit card debt in 99603 is approximately $6,910, based on overall Alaska data. ^[1]

Credit Card Delinquency in 99603

^ Based on overall Alaska data, the credit card delinquency rate in Homer is approximately 0.42%. ^[2]

Credit Scores in 99603

^ The average credit score in Homer is approximately 705, based on collective Alaska data. ^[3]

Credit Card & Personal Finance Statistics in 99603

Credit Card Debt in 99603

99603 Credit Card Debt
- The estimated average credit card debt for 99603 residents is $6,910. ^[1]
- Average credit card debt amount in Alaska (all cities) is 39% greater than the national average of $4,965.
- Collectively, Alaska cities rank 1st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 99603

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99603 Credit Scores

Credit Scores in 99603
- Residents of 99603 (AK) have an estimated average credit score of 705. ^[3]
- The average credit score in Alaska (all cities) is 1.29% greater than the national average score of 696.
- Alaska collectively ranks 22nd in the U.S. in average credit score of residents. ^[3]

More 99603 (Homer, AK) Credit Stats

Credit card delinquency rates in Alaska ^[2]
- Alaska residents (all cities) rank 42nd in the U.S. with a rate that is 26% less than the national average of 0.57%.

Cardholders in 99603 who are more than 90 days late on payments
- Alaska Rate: 0.42%
- National Average: 0.57%

Statute of limitations for credit card debt in 99603 ^[4]
- 99603 (Alaska) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 99603 (Homer, AK)

Recent credit card complaints originating from consumers in 99603, AK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 99603

Complaint Issue	Number of Complaints*
Incorrect information on your report	3
Problem with a company's investigation into an existing problem	3
Unable to get your credit report or credit score	3
Improper use of your report	2
Advertising and marketing, including promotional offers	1
Other	2

* Total 2021 - 2024 (current)

Additional information about Alaska

About 99603

99603 is associated with the city of Homer, which is located in Kenai Peninsula County in the state of Alaska. ^[6]

99603 Credit Cards

For more information about 99603 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Alaska

Cities in AK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alaska State Legislature

5. ^ Consumer financial complaints in 99603

6. ^ United States Census Bureau