Credit Card & Personal Finance Statistics in 95135
Credit Card Debt in 95135
- 95135 Credit Card Debt
-
- The estimated average credit card debt for 95135 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 95135
95135 Credit Scores
- Credit Scores in 95135
-
- Residents of 95135 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 95135 (San Jose, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 95135 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 95135 [4]
-
- 95135 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 95135 (San Jose, CA)
Recent credit card complaints originating from consumers in 95135, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 95135
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
11 |
| Trouble during payment process |
7 |
| Problem with a purchase shown on your statement |
6 |
| Managing an account |
5 |
| Improper use of your report |
3 |
| Other |
23 |
* Total 2021 - 2024 (current)
Additional information about California
About 95135
95135 is associated with the city of San Jose, which is located in Santa Clara County in the state of California. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
