Credit Card & Personal Finance Statistics in 95215
Credit Card Debt in 95215
- 95215 Credit Card Debt
-
- The estimated average credit card debt for 95215 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 95215
95215 Credit Scores
- Credit Scores in 95215
-
- Residents of 95215 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 95215 (Stockton, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 95215 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 95215 [4]
-
- 95215 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 95215 (Stockton, CA)
Recent credit card complaints originating from consumers in 95215, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 95215
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
27 |
| Improper use of your report |
20 |
| Problem with a credit reporting company's investigation |
9 |
| Written notification about debt |
6 |
| Attempts to collect debt not owed |
3 |
| Other |
19 |
* Total 2021 - 2024 (current)
Additional information about California
About 95215
95215 is associated with the city of Stockton, which is located in San Joaquin County in the state of California. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
