Comprehensive Local Credit Card Guide

Credit Cards in 95611 (Citrus Heights, CA)

Credit Card Debt in 95611

^ Average credit card debt in 95611 is approximately $4,937, based on overall California data. ^[1]

Credit Card Delinquency in 95611

^ Based on overall California data, the credit card delinquency rate in Citrus Heights is approximately 0.5%. ^[2]

Credit Scores in 95611

^ The average credit score in Citrus Heights is approximately 701, based on collective California data. ^[3]

Credit Card & Personal Finance Statistics in 95611

Credit Card Debt in 95611

95611 Credit Card Debt
- The estimated average credit card debt for 95611 residents is $4,937. ^[1]
- Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 95611

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95611 Credit Scores

Credit Scores in 95611
- Residents of 95611 (CA) have an estimated average credit score of 701. ^[3]
- The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. ^[3]

More 95611 (Citrus Heights, CA) Credit Stats

Credit card delinquency rates in California ^[2]
- California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.

Cardholders in 95611 who are more than 90 days late on payments
- California Rate: 0.5%
- National Average: 0.57%

Statute of limitations for credit card debt in 95611 ^[4]
- 95611 (California) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 95611 (Citrus Heights, CA)

Recent credit card complaints originating from consumers in 95611, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Date Complaint Filed	ZIP of Complaint	Type of Complaint	Company	Status of Complaint	Timely response?	Consumer disputed?
Feb 14, 2014	95611	Payoff process	BANK OF AMERICA, NATIONAL ASSOCIATION	Closed with explanation	Yes	No
Apr 28, 2015	95611	Sale of account	SYNCHRONY FINANCIAL	Closed with monetary relief	Yes	No

Local financial institutions in or near 95611

Banks in or near 95611 (Citrus Heights, CA)

Local banks offering credit and financial products to residents of the community.

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Our search for banks located in 95611 produced no matches.

ATMs in or near 95611 (Citrus Heights, CA)

Local Automated Teller Machines (ATMs) for use by residents of the community.

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Our search for ATMs located in 95611 produced no matches.

Credit Unions in or near 95611 (Citrus Heights, CA)

Local credit unions offering financial products to residents of the community.

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Our search for credit unions located in 95611 produced no matches.

Household Income Statistics in 95611

Income: 95611 vs. California

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Income Breakdown in 95611

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Income: 95611 vs. Nation

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Additional information about California

About 95611

95611 is associated with the city of Citrus Heights, which is located in Sacramento County in the state of California. ^[6]

95611 Credit Cards

For more information about 95611 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in California

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau