Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 95611 (Citrus Heights, CA)

Credit Card Debt in 95611

^ Average credit card debt in 95611 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 95611

^ Based on overall California data, the credit card delinquency rate in Citrus Heights is approximately 0.5%. [2]

Credit Scores in 95611

^ The average credit score in Citrus Heights is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 95611

Credit Card Debt in 95611


  • 95611 Credit Card Debt
    • The estimated average credit card debt for 95611 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 95611


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


95611 Credit Scores


  • Credit Scores in 95611
    • Residents of 95611 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 95611 (Citrus Heights, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 95611 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 95611 [4]
    • 95611 (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 95611 (Citrus Heights, CA)

Recent credit card complaints originating from consumers in 95611, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 95611

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 9
Incorrect information on your report 8
Improper use of your report 5
Problem with a company's investigation into an existing problem 5
Credit monitoring or identity theft protection services 2
Other 3
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about California

About 95611

95611 is associated with the city of Citrus Heights, which is located in Sacramento County in the state of California. [6]

CA Credit Cards

95611 Credit Cards

For more information about 95611 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in California


Go

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 95611

6. ^ United States Census Bureau