Credit Card & Personal Finance Statistics in 95946
Credit Card Debt in 95946
- 95946 Credit Card Debt
-
- The estimated average credit card debt for 95946 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 95946
95946 Credit Scores
- Credit Scores in 95946
-
- Residents of 95946 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 95946 (Penn Valley, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 95946 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 95946 [4]
-
- 95946 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 95946 (Penn Valley, CA)
Recent credit card complaints originating from consumers in 95946, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 95946
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
17 |
| Improper use of your report |
8 |
| Advertising and marketing, including promotional offers |
1 |
| Closing your account |
1 |
| Credit monitoring or identity theft protection services |
1 |
| Other |
1 |
* Total 2021 - 2024 (current)
Additional information about California
About 95946
95946 is associated with the city of Penn Valley, which is located in Nevada County in the state of California. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
