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Comprehensive Local Credit Card Guide

Credit Cards in 06478 (Oxford, CT)

Credit Card Debt in 06478

^ Average credit card debt in 06478 is approximately $5,617, based on overall Connecticut data. [1]

Credit Card Delinquency in 06478

^ Based on overall Connecticut data, the credit card delinquency rate in Oxford is approximately 0.52%. [2]

Credit Scores in 06478

^ The average credit score in Oxford is approximately 713, based on collective Connecticut data. [3]

CT Credit Cards

Credit Card & Personal Finance Statistics in 06478

Credit Card Debt in 06478


  • 06478 Credit Card Debt
    • The estimated average credit card debt for 06478 residents is $5,617. [1]
    • Average credit card debt amount in Connecticut (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Connecticut cities rank 3rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 06478


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06478 Credit Scores


  • Credit Scores in 06478
    • Residents of 06478 (CT) have an estimated average credit score of 713. [3]
    • The average credit score in Connecticut (all cities) is 2.44% greater than the national average score of 696.
    • Connecticut collectively ranks 13th in the U.S. in average credit score of residents. [3]

More 06478 (Oxford, CT) Credit Stats

  • Credit card delinquency rates in Connecticut [2]
    • Connecticut residents (all cities) rank 33rd in the U.S. with a rate that is 9% less than the national average of 0.57%.
  • Cardholders in 06478 who are more than 90 days late on payments
    • Connecticut Rate: 0.52%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 06478 [4]
    • 06478 (Connecticut) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 06478 (Oxford, CT)

Recent credit card complaints originating from consumers in 06478, CT. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 06478

Complaint Issue Number of Complaints*
Improper use of your report 5
Incorrect information on your report 2
Problem with a purchase shown on your statement 2
Attempts to collect debt not owed 1
Credit monitoring or identity theft protection services 1
Other 6
* Total 2021 - 2024 (current)

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Additional information about Connecticut

About 06478

06478 is associated with the city of Oxford, which is located in New Haven County in the state of Connecticut. [6]

CT Credit Cards

06478 Credit Cards

For more information about 06478 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Connecticut


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Cities in CT

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Connecticut State Legislature

5. ^ Consumer financial complaints in 06478

6. ^ United States Census Bureau