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Comprehensive Local Credit Card Guide

Credit Cards in 06712 (Prospect, CT)

Credit Card Debt in 06712

^ Average credit card debt in 06712 is approximately $5,617, based on overall Connecticut data. [1]

Credit Card Delinquency in 06712

^ Based on overall Connecticut data, the credit card delinquency rate in Prospect is approximately 0.52%. [2]

Credit Scores in 06712

^ The average credit score in Prospect is approximately 713, based on collective Connecticut data. [3]

CT Credit Cards

Credit Card & Personal Finance Statistics in 06712

Credit Card Debt in 06712


  • 06712 Credit Card Debt
    • The estimated average credit card debt for 06712 residents is $5,617. [1]
    • Average credit card debt amount in Connecticut (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Connecticut cities rank 3rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 06712


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06712 Credit Scores


  • Credit Scores in 06712
    • Residents of 06712 (CT) have an estimated average credit score of 713. [3]
    • The average credit score in Connecticut (all cities) is 2.44% greater than the national average score of 696.
    • Connecticut collectively ranks 13th in the U.S. in average credit score of residents. [3]

More 06712 (Prospect, CT) Credit Stats

  • Credit card delinquency rates in Connecticut [2]
    • Connecticut residents (all cities) rank 33rd in the U.S. with a rate that is 9% less than the national average of 0.57%.
  • Cardholders in 06712 who are more than 90 days late on payments
    • Connecticut Rate: 0.52%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 06712 [4]
    • 06712 (Connecticut) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 06712 (Prospect, CT)

Recent credit card complaints originating from consumers in 06712, CT. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 06712

Complaint Issue Number of Complaints*
Improper use of your report 6
Problem with a credit reporting company's investigation 5
Closing on a mortgage 2
Closing your account 1
Managing an account 1
Other 3
* Total 2021 - 2024 (current)

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Additional information about Connecticut

About 06712

06712 is associated with the city of Prospect, which is located in New Haven County in the state of Connecticut. [6]

CT Credit Cards

06712 Credit Cards

For more information about 06712 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Connecticut


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Cities in CT

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Connecticut State Legislature

5. ^ Consumer financial complaints in 06712

6. ^ United States Census Bureau