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Comprehensive Local Credit Card Guide

Credit Cards in 19804 (Wilmington, DE)

Credit Card Debt in 19804

^ Average credit card debt in 19804 is approximately $5,234, based on overall Delaware data. [1]

Credit Card Delinquency in 19804

^ Based on overall Delaware data, the credit card delinquency rate in Wilmington is approximately 0.65%. [2]

Credit Scores in 19804

^ The average credit score in Wilmington is approximately 694, based on collective Delaware data. [3]

DE Credit Cards

Credit Card & Personal Finance Statistics in 19804

Credit Card Debt in 19804


  • 19804 Credit Card Debt
    • The estimated average credit card debt for 19804 residents is $5,234. [1]
    • Average credit card debt amount in Delaware (all cities) is 5% greater than the national average of $4,965.
    • Collectively, Delaware cities rank 13th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 19804


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19804 Credit Scores


  • Credit Scores in 19804
    • Residents of 19804 (DE) have an estimated average credit score of 694. [3]
    • The average credit score in Delaware (all cities) is 0.29% less than the national average score of 696.
    • Delaware collectively ranks 34th in the U.S. in average credit score of residents. [3]

More 19804 (Wilmington, DE) Credit Stats

  • Credit card delinquency rates in Delaware [2]
    • Delaware residents (all cities) rank 15th in the U.S. with a rate that is 14% greater than the national average of 0.57%.
  • Cardholders in 19804 who are more than 90 days late on payments
    • Delaware Rate: 0.65%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 19804 [4]
    • 19804 (Delaware) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 19804 (Wilmington, DE)

Recent credit card complaints originating from consumers in 19804, DE. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 19804

Complaint Issue Number of Complaints*
Incorrect information on your report 183
Improper use of your report 58
Problem with a company's investigation into an existing problem 12
Managing an account 11
Problem with a credit reporting company's investigation 11
Other 30
* Total 2021 - 2024 (current)

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Additional information about Delaware

About 19804

19804 is associated with the city of Wilmington, which is located in New Castle County in the state of Delaware. [6]

DE Credit Cards

19804 Credit Cards

For more information about 19804 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Delaware


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Cities in DE

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Delaware State Legislature

5. ^ Consumer financial complaints in 19804

6. ^ United States Census Bureau