Comprehensive Local Credit Card Guide

Credit Cards in 46074 (Westfield, IN)

Credit Card Debt in 46074

^ Average credit card debt in 46074 is approximately $4,577, based on overall Indiana data. ^[1]

Credit Card Delinquency in 46074

^ Based on overall Indiana data, the credit card delinquency rate in Westfield is approximately 0.66%. ^[2]

Credit Scores in 46074

^ The average credit score in Westfield is approximately 697, based on collective Indiana data. ^[3]

Credit Card & Personal Finance Statistics in 46074

Credit Card Debt in 46074

46074 Credit Card Debt
- The estimated average credit card debt for 46074 residents is $4,577. ^[1]
- Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 46074

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46074 Credit Scores

Credit Scores in 46074
- Residents of 46074 (IN) have an estimated average credit score of 697. ^[3]
- The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. ^[3]

More 46074 (Westfield, IN) Credit Stats

Credit card delinquency rates in Indiana ^[2]
- Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 46074 who are more than 90 days late on payments
- Indiana Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 46074 ^[4]
- 46074 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 46074 (Westfield, IN)

Recent credit card complaints originating from consumers in 46074, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 46074

Complaint Issue	Number of Complaints*
Incorrect information on your report	61
Improper use of your report	49
Problem with a company's investigation into an existing problem	39
Problem with a credit reporting company's investigation	14
Trouble during payment process	8
Other	43

* Total 2021 - 2024 (current)

Additional information about Indiana

About 46074

46074 is associated with the city of Westfield, which is located in Hamilton County in the state of Indiana. ^[6]

46074 Credit Cards

For more information about 46074 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Indiana

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 46074

6. ^ United States Census Bureau