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Comprehensive Local Credit Card Guide

Credit Cards in 46845 (Fort Wayne, IN)

Credit Card Debt in 46845

^ Average credit card debt in 46845 is approximately $4,577, based on overall Indiana data. [1]

Credit Card Delinquency in 46845

^ Based on overall Indiana data, the credit card delinquency rate in Fort Wayne is approximately 0.66%. [2]

Credit Scores in 46845

^ The average credit score in Fort Wayne is approximately 697, based on collective Indiana data. [3]

IN Credit Cards

Credit Card & Personal Finance Statistics in 46845

Credit Card Debt in 46845


  • 46845 Credit Card Debt
    • The estimated average credit card debt for 46845 residents is $4,577. [1]
    • Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
    • Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 46845


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46845 Credit Scores


  • Credit Scores in 46845
    • Residents of 46845 (IN) have an estimated average credit score of 697. [3]
    • The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
    • Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]

More 46845 (Fort Wayne, IN) Credit Stats

  • Credit card delinquency rates in Indiana [2]
    • Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 46845 who are more than 90 days late on payments
    • Indiana Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 46845 [4]
    • 46845 (Indiana) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 46845 (Fort Wayne, IN)

Recent credit card complaints originating from consumers in 46845, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 46845

Complaint Issue Number of Complaints*
Improper use of your report 18
Problem with a credit reporting company's investigation 12
Incorrect information on your report 11
Managing an account 6
Written notification about debt 6
Other 43
* Total 2021 - 2024 (current)

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Additional information about Indiana

About 46845

46845 is associated with the city of Fort Wayne, which is located in Allen County in the state of Indiana. [6]

IN Credit Cards

46845 Credit Cards

For more information about 46845 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Indiana


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Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 46845

6. ^ United States Census Bureau