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Comprehensive Local Credit Card Guide

Credit Cards in 47023 (Holton, IN)

Credit Card Debt in 47023

^ Average credit card debt in 47023 is approximately $4,577, based on overall Indiana data. [1]

Credit Card Delinquency in 47023

^ Based on overall Indiana data, the credit card delinquency rate in Holton is approximately 0.66%. [2]

Credit Scores in 47023

^ The average credit score in Holton is approximately 697, based on collective Indiana data. [3]

IN Credit Cards

Credit Card & Personal Finance Statistics in 47023

Credit Card Debt in 47023


  • 47023 Credit Card Debt
    • The estimated average credit card debt for 47023 residents is $4,577. [1]
    • Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
    • Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 47023


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47023 Credit Scores


  • Credit Scores in 47023
    • Residents of 47023 (IN) have an estimated average credit score of 697. [3]
    • The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
    • Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]

More 47023 (Holton, IN) Credit Stats

  • Credit card delinquency rates in Indiana [2]
    • Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 47023 who are more than 90 days late on payments
    • Indiana Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 47023 [4]
    • 47023 (Indiana) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Indiana

About 47023

47023 is associated with the city of Holton, which is located in Ripley County in the state of Indiana. [6]

IN Credit Cards

47023 Credit Cards

For more information about 47023 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Indiana


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Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau