Credit Card & Personal Finance Statistics in 47305
Credit Card Debt in 47305
- 47305 Credit Card Debt
-
- The estimated average credit card debt for 47305 residents is $4,577. [1]
- Average credit card debt amount in Indiana (all cities) is
8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 47305
47305 Credit Scores
- Credit Scores in 47305
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- Residents of 47305 (IN) have an estimated average credit score of 697. [3]
- The average credit score in Indiana (all cities) is
0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]
More 47305 (Muncie, IN) Credit Stats
- Credit card delinquency rates in Indiana [2]
-
- Indiana residents (all cities) rank 12th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 47305 who are more than 90 days late on payments
-
- Indiana Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 47305 [4]
-
- 47305 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 47305 (Muncie, IN)
Recent credit card complaints originating from consumers in 47305, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 47305
| Complaint Issue |
Number of Complaints* |
| Problem with a company's investigation into an existing problem |
6 |
| Improper use of your report |
3 |
| Incorrect information on your report |
3 |
| Problem with a credit reporting company's investigation |
3 |
| Dealing with your lender or servicer |
2 |
| Other |
3 |
* Total 2021 - 2024 (current)
Additional information about Indiana
About 47305
47305 is associated with the city of Muncie, which is located in Delaware County in the state of Indiana. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in Indiana
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
