Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 50056 (Colo, IA)

Credit Card Debt in 50056

^ Average credit card debt in 50056 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 50056

^ Based on overall Iowa data, the credit card delinquency rate in Colo is approximately 0.41%. [2]

Credit Scores in 50056

^ The average credit score in Colo is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 50056

Credit Card Debt in 50056


  • 50056 Credit Card Debt
    • The estimated average credit card debt for 50056 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 50056


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


50056 Credit Scores


  • Credit Scores in 50056
    • Residents of 50056 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 50056 (Colo, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 50056 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 50056 [4]
    • 50056 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 50056 (Colo, IA)

Recent credit card complaints originating from consumers in 50056, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 50056

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Iowa

About 50056

50056 is associated with the city of Colo, which is located in Story County in the state of Iowa. [6]

IA Credit Cards

50056 Credit Cards

For more information about 50056 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Iowa


Go

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50056

6. ^ United States Census Bureau