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Comprehensive Local Credit Card Guide

Melbourne Credit Cards

Credit Card Debt in Melbourne

^ Average credit card debt in Melbourne is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Melbourne

^ Based on overall IA data, the credit card delinquency rate in Melbourne is approximately 0.41%. [2]

Credit Scores in Melbourne

^ The average credit score in Melbourne is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Melbourne, IA Credit Card & Personal Finance Statistics

Melbourne Credit Card Debt


  • Credit Card Debt in Melbourne
    • The estimated average credit card debt for Melbourne residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Melbourne Credit Card Calculator


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Melbourne Credit Scores


  • Credit Scores in Melbourne
    • Residents of Melbourne, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Melbourne, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Melbourne cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Melbourne [4]
    • Melbourne (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Melbourne

Melbourne is a city located in Marshall County in the state of Iowa, and has a population of approximately 830. [6]

IA Credit Cards

Melbourne Credit Cards

For more information about Melbourne credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau