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Comprehensive Local Credit Card Guide

Credit Cards in 50256 (Tracy, IA)

Credit Card Debt in 50256

^ Average credit card debt in 50256 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 50256

^ Based on overall Iowa data, the credit card delinquency rate in Tracy is approximately 0.41%. [2]

Credit Scores in 50256

^ The average credit score in Tracy is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 50256

Credit Card Debt in 50256


  • 50256 Credit Card Debt
    • The estimated average credit card debt for 50256 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 50256


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50256 Credit Scores


  • Credit Scores in 50256
    • Residents of 50256 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 50256 (Tracy, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 50256 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 50256 [4]
    • 50256 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 50256 (Tracy, IA)

Recent credit card complaints originating from consumers in 50256, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 50256

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 50256

50256 is associated with the city of Tracy, which is located in Marion County in the state of Iowa. [6]

IA Credit Cards

50256 Credit Cards

For more information about 50256 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50256

6. ^ United States Census Bureau