Credit Card & Personal Finance Statistics in 50278
Credit Card Debt in 50278
- 50278 Credit Card Debt
-
- The estimated average credit card debt for 50278 residents is $3,885. [1]
- Average credit card debt amount in Iowa (all cities) is
22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 50278
50278 Credit Scores
- Credit Scores in 50278
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- Residents of 50278 (IA) have an estimated average credit score of 714. [3]
- The average credit score in Iowa (all cities) is
2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]
More 50278 (Zearing, IA) Credit Stats
- Credit card delinquency rates in Iowa [2]
-
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that
is 28% less than the national average of 0.57%.
- Cardholders in 50278 who are more than 90 days late on payments
-
- Iowa Rate: 0.41%
- National Average: 0.57%
- Statute of limitations for credit card debt in 50278 [4]
-
- 50278 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 50278 (Zearing, IA)
Recent credit card complaints originating from consumers in 50278, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 50278
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
1 |
| Managing an account |
1 |
* Total 2021 - 2024 (current)
Additional information about Iowa
About 50278
50278 is associated with the city of Zearing, which is located in Story County in the state of Iowa. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax