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Comprehensive Local Credit Card Guide

Smithland Credit Cards

Credit Card Debt in Smithland

^ Average credit card debt in Smithland is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Smithland

^ Based on overall IA data, the credit card delinquency rate in Smithland is approximately 0.41%. [2]

Credit Scores in Smithland

^ The average credit score in Smithland is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Smithland, IA Credit Card & Personal Finance Statistics

Smithland Credit Card Debt

  • Credit Card Debt in Smithland
    • The estimated average credit card debt for Smithland residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Smithland Credit Card Calculator

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Smithland Credit Scores

  • Credit Scores in Smithland
    • Residents of Smithland, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Smithland, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Smithland cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Smithland [4]
    • Smithland (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Smithland

Smithland is a city located in Woodbury County in the state of Iowa, and has a population of approximately 224. [6]

IA Credit Cards

Smithland Credit Cards

For more information about Smithland credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in IA

ZIP Codes in Iowa



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau