Comprehensive Local Credit Card Guide

Credit Cards in 50322 (Urbandale, IA)

Credit Card Debt in 50322

^ Average credit card debt in 50322 is approximately $3,885, based on overall Iowa data. ^[1]

Credit Card Delinquency in 50322

^ Based on overall Iowa data, the credit card delinquency rate in Urbandale is approximately 0.41%. ^[2]

Credit Scores in 50322

^ The average credit score in Urbandale is approximately 714, based on collective Iowa data. ^[3]

Credit Card & Personal Finance Statistics in 50322

Credit Card Debt in 50322

50322 Credit Card Debt
- The estimated average credit card debt for 50322 residents is $3,885. ^[1]
- Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 50322

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50322 Credit Scores

Credit Scores in 50322
- Residents of 50322 (IA) have an estimated average credit score of 714. ^[3]
- The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. ^[3]

More 50322 (Urbandale, IA) Credit Stats

Credit card delinquency rates in Iowa ^[2]
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.

Cardholders in 50322 who are more than 90 days late on payments
- Iowa Rate: 0.41%
- National Average: 0.57%

Statute of limitations for credit card debt in 50322 ^[4]
- 50322 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 50322 (Urbandale, IA)

Recent credit card complaints originating from consumers in 50322, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 50322

Complaint Issue	Number of Complaints*
Incorrect information on your report	31
Improper use of your report	28
Problem with a credit reporting company's investigation	15
Dealing with your lender or servicer	4
Problem with a purchase shown on your statement	4
Other	37

* Total 2021 - 2024 (current)

Additional information about Iowa

About 50322

50322 is associated with the city of Urbandale, which is located in Polk County in the state of Iowa. ^[6]

50322 Credit Cards

For more information about 50322 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Iowa

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50322

6. ^ United States Census Bureau