Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Oxford Credit Cards

Credit Card Debt in Oxford

^ Average credit card debt in Oxford is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Oxford

^ Based on overall IA data, the credit card delinquency rate in Oxford is approximately 0.41%. [2]

Credit Scores in Oxford

^ The average credit score in Oxford is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Oxford, IA Credit Card & Personal Finance Statistics

Oxford Credit Card Debt


  • Credit Card Debt in Oxford
    • The estimated average credit card debt for Oxford residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Oxford Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Oxford Credit Scores


  • Credit Scores in Oxford
    • Residents of Oxford, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Oxford, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Oxford cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oxford [4]
    • Oxford (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Iowa

About Oxford

Oxford is a city located in Johnson County in the state of Iowa, and has a population of approximately 807. [6]

IA Credit Cards

Oxford Credit Cards

For more information about Oxford credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in IA

ZIP Codes in Iowa


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau