Comprehensive Local Credit Card Guide

Credit Cards in 50401 (Mason City, IA)

Credit Card Debt in 50401

^ Average credit card debt in 50401 is approximately $3,885, based on overall Iowa data. ^[1]

Credit Card Delinquency in 50401

^ Based on overall Iowa data, the credit card delinquency rate in Mason City is approximately 0.41%. ^[2]

Credit Scores in 50401

^ The average credit score in Mason City is approximately 714, based on collective Iowa data. ^[3]

Credit Card & Personal Finance Statistics in 50401

Credit Card Debt in 50401

50401 Credit Card Debt
- The estimated average credit card debt for 50401 residents is $3,885. ^[1]
- Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 50401

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50401 Credit Scores

Credit Scores in 50401
- Residents of 50401 (IA) have an estimated average credit score of 714. ^[3]
- The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. ^[3]

More 50401 (Mason City, IA) Credit Stats

Credit card delinquency rates in Iowa ^[2]
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.

Cardholders in 50401 who are more than 90 days late on payments
- Iowa Rate: 0.41%
- National Average: 0.57%

Statute of limitations for credit card debt in 50401 ^[4]
- 50401 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 50401 (Mason City, IA)

Recent credit card complaints originating from consumers in 50401, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 50401

Complaint Issue	Number of Complaints*
Incorrect information on your report	60
Improper use of your report	25
Managing an account	4
Problem with a company's investigation into an existing problem	4
Problem with a credit reporting company's investigation	4
Other	28

* Total 2021 - 2024 (current)

Additional information about Iowa

About 50401

50401 is associated with the city of Mason City, which is located in Cerro Gordo County in the state of Iowa. ^[6]

50401 Credit Cards

For more information about 50401 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Iowa

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50401

6. ^ United States Census Bureau