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Urbana Credit Cards

Credit Card Debt in Urbana

^ Average credit card debt in Urbana is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Urbana

^ Based on overall IA data, the credit card delinquency rate in Urbana is approximately 0.41%. [2]

Credit Scores in Urbana

^ The average credit score in Urbana is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Urbana, IA Credit Card & Personal Finance Statistics

Urbana Credit Card Debt

  • Credit Card Debt in Urbana
    • The estimated average credit card debt for Urbana residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Urbana Credit Card Calculator

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Urbana Credit Scores

  • Credit Scores in Urbana
    • Residents of Urbana, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Urbana, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Urbana cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Urbana [4]
    • Urbana (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Urbana

Urbana is a city located in Benton County in the state of Iowa, and has a population of approximately 1,458. [6]

IA Credit Cards

Urbana Credit Cards

For more information about Urbana credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in IA

ZIP Codes in Iowa



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau