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Comprehensive Local Credit Card Guide

Credit Cards in 50642 (Holland, IA)

Credit Card Debt in 50642

^ Average credit card debt in 50642 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 50642

^ Based on overall Iowa data, the credit card delinquency rate in Holland is approximately 0.41%. [2]

Credit Scores in 50642

^ The average credit score in Holland is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 50642

Credit Card Debt in 50642


  • 50642 Credit Card Debt
    • The estimated average credit card debt for 50642 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 50642


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50642 Credit Scores


  • Credit Scores in 50642
    • Residents of 50642 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 50642 (Holland, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 50642 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 50642 [4]
    • 50642 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 50642 (Holland, IA)

Recent credit card complaints originating from consumers in 50642, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 50642

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 50642

50642 is associated with the city of Holland, which is located in Grundy County in the state of Iowa. [6]

IA Credit Cards

50642 Credit Cards

For more information about 50642 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50642

6. ^ United States Census Bureau