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Comprehensive Local Credit Card Guide

Credit Cards in 51231 (Archer, IA)

Credit Card Debt in 51231

^ Average credit card debt in 51231 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 51231

^ Based on overall Iowa data, the credit card delinquency rate in Archer is approximately 0.41%. [2]

Credit Scores in 51231

^ The average credit score in Archer is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 51231

Credit Card Debt in 51231


  • 51231 Credit Card Debt
    • The estimated average credit card debt for 51231 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 51231


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51231 Credit Scores


  • Credit Scores in 51231
    • Residents of 51231 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 51231 (Archer, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 51231 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 51231 [4]
    • 51231 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About 51231

51231 is associated with the city of Archer, which is located in O'Brien County in the state of Iowa. [6]

IA Credit Cards

51231 Credit Cards

For more information about 51231 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau