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Comprehensive Local Credit Card Guide

Irwin Credit Cards

Credit Card Debt in Irwin

^ Average credit card debt in Irwin is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Irwin

^ Based on overall IA data, the credit card delinquency rate in Irwin is approximately 0.41%. [2]

Credit Scores in Irwin

^ The average credit score in Irwin is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Irwin, IA Credit Card & Personal Finance Statistics

Irwin Credit Card Debt

  • Credit Card Debt in Irwin
    • The estimated average credit card debt for Irwin residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Irwin Credit Card Calculator

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Irwin Credit Scores

  • Credit Scores in Irwin
    • Residents of Irwin, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Irwin, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Irwin cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Irwin [4]
    • Irwin (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Irwin

Irwin is a city located in Shelby County in the state of Iowa, and has a population of approximately 341. [6]

IA Credit Cards

Irwin Credit Cards

For more information about Irwin credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in IA

ZIP Codes in Iowa



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau