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Comprehensive Local Credit Card Guide

Credit Cards in 51566 (Red Oak, IA)

Credit Card Debt in 51566

^ Average credit card debt in 51566 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 51566

^ Based on overall Iowa data, the credit card delinquency rate in Red Oak is approximately 0.41%. [2]

Credit Scores in 51566

^ The average credit score in Red Oak is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 51566

Credit Card Debt in 51566


  • 51566 Credit Card Debt
    • The estimated average credit card debt for 51566 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 51566


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51566 Credit Scores


  • Credit Scores in 51566
    • Residents of 51566 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 51566 (Red Oak, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 51566 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 51566 [4]
    • 51566 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 51566 (Red Oak, IA)

Recent credit card complaints originating from consumers in 51566, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 51566

Complaint Issue Number of Complaints*
Closing your account 1
Problem when making payments 1
* Total 2021 - 2024 (current)

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Additional information about Iowa

About 51566

51566 is associated with the city of Red Oak, which is located in Montgomery County in the state of Iowa. [6]

IA Credit Cards

51566 Credit Cards

For more information about 51566 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 51566

6. ^ United States Census Bureau