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Comprehensive Local Credit Card Guide

Credit Cards in 52045 (Epworth, IA)

Credit Card Debt in 52045

^ Average credit card debt in 52045 is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in 52045

^ Based on overall Iowa data, the credit card delinquency rate in Epworth is approximately 0.41%. [2]

Credit Scores in 52045

^ The average credit score in Epworth is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Credit Card & Personal Finance Statistics in 52045

Credit Card Debt in 52045


  • 52045 Credit Card Debt
    • The estimated average credit card debt for 52045 residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 52045


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52045 Credit Scores


  • Credit Scores in 52045
    • Residents of 52045 (IA) have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More 52045 (Epworth, IA) Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Cardholders in 52045 who are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 52045 [4]
    • 52045 (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 52045 (Epworth, IA)

Recent credit card complaints originating from consumers in 52045, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


We did not find any local credit card complaints in Epworth, IA.

Our search for complaints originating from comsumers in Epworth (52045) did not produce any matches.


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Local financial institutions in or near 52045

Banks in or near 52045 (Epworth, IA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 52045 produced no matches.

ATMs in or near 52045 (Epworth, IA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 52045 produced no matches.

Credit Unions in or near 52045 (Epworth, IA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 52045 produced no matches.

Household Income Statistics in 52045

Income: 52045 vs. Iowa

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Income Breakdown in 52045

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Income: 52045 vs. Nation

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Additional information about Iowa

About 52045

52045 is associated with the city of Epworth, which is located in Dubuque County in the state of Iowa. [6]

IA Credit Cards

52045 Credit Cards

For more information about 52045 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Iowa


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Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau