Comprehensive Local Credit Card Guide

Credit Cards in 52246 (Iowa City, IA)

Credit Card Debt in 52246

^ Average credit card debt in 52246 is approximately $3,885, based on overall Iowa data. ^[1]

Credit Card Delinquency in 52246

^ Based on overall Iowa data, the credit card delinquency rate in Iowa City is approximately 0.41%. ^[2]

Credit Scores in 52246

^ The average credit score in Iowa City is approximately 714, based on collective Iowa data. ^[3]

Credit Card & Personal Finance Statistics in 52246

Credit Card Debt in 52246

52246 Credit Card Debt
- The estimated average credit card debt for 52246 residents is $3,885. ^[1]
- Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 52246

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52246 Credit Scores

Credit Scores in 52246
- Residents of 52246 (IA) have an estimated average credit score of 714. ^[3]
- The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. ^[3]

More 52246 (Iowa City, IA) Credit Stats

Credit card delinquency rates in Iowa ^[2]
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.

Cardholders in 52246 who are more than 90 days late on payments
- Iowa Rate: 0.41%
- National Average: 0.57%

Statute of limitations for credit card debt in 52246 ^[4]
- 52246 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 52246 (Iowa City, IA)

Recent credit card complaints originating from consumers in 52246, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 52246

Complaint Issue	Number of Complaints*
Improper use of your report	19
Incorrect information on your report	14
False statements or representation	11
Dealing with your lender or servicer	6
Problem with a credit reporting company's investigation	5
Other	22

* Total 2021 - 2024 (current)

Additional information about Iowa

About 52246

52246 is associated with the city of Iowa City, which is located in Johnson County in the state of Iowa. ^[6]

52246 Credit Cards

For more information about 52246 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Iowa

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 52246

6. ^ United States Census Bureau